Los Angeles, CA · Charter 1074
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
26
Asset Quality
9
Profitability
40
Liquidity
0
Efficiency
25
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Los Angeles, CA · Charter 1074
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.36% | -0.66% | -0.34% | -0.17% | 0.09% | 0.19% | 0.36% | 0.30% | +47 bps | |
| Return on Equity | -3.73% | -7.34% | -3.77% | -1.84% | 0.92% | 1.96% | 3.79% | 3.06% | +491 bps | |
| Net Interest Margin | 4.71% | 4.75% | 4.54% | 4.74% | 4.97% | 4.98% | 4.59% | 4.72% | -2 bps | |
| Efficiency Ratio | 73.93% | 77.19% | 76.26% | 77.22% | 74.85% | 75.74% | 77.83% | 77.83% | +62 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.92% | -6.08% | -6.23% | -7.37% | -8.70% | -7.55% | -5.37% | -4.48% | +288 bps | |
| Loan Growth (YoY) | -1.92% | -4.18% | -6.09% | -11.12% | -10.67% | -11.91% | -12.15% | -4.89% | +623 bps | |
| Share Growth (YoY) | -2.74% | -3.72% | -1.83% | -3.62% | -6.09% | -7.13% | -7.07% | -5.79% | -217 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.25% | 1.15% | 1.07% | 1.63% | 1.65% | 1.53% | 1.31% | 1.57% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.57% | 9.02% | 8.94% | 9.27% | 9.83% | 9.67% | 9.54% | 9.86% | +59 bps | |
| Net Worth / Assets | 9.57% | 9.02% | 8.94% | 9.27% | 9.83% | 9.67% | 9.54% | 9.86% | +59 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 111.98% | 111.66% | 106.26% | 102.86% | 106.52% | 105.92% | 100.46% | 103.85% | +98 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Los Angeles, CA · Charter 1074 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.30%
Rank 389 of 435
Net Interest Margin
4.72%
Rank 5 of 435
Efficiency Ratio
77.83%
Rank 326 of 435
Equity / Assets
9.86%
Rank 320 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.30% | 0.55% | 0.81% | 1.14% | Beats 11% | 389 / 435 | ||
| Return on Equity | 3.06% | 5.12% | 7.41% | 9.70% | Beats 11% | 388 / 435 | ||
| Net Interest Margin | 4.72% | 3.01% | 3.39% | 3.75% | Beats 99% | 5 / 435 | ||
| Efficiency Ratio | 77.83% | 65.25% | 71.39% | 77.86% | Beats 25% | 326 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.57% | 0.45% | 0.69% | 1.05% | Beats 9% | 398 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 320 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.86% | 9.81% | 10.84% | 12.63% | Beats 26% | 320 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 103.85% | 78.33% | 88.38% | 95.61% | 92nd pctl | 35 / 435 | ||
| Loans / Assets | 89.08% | 67.69% | 74.58% | 80.80% | 98th pctl | 9 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||