PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Greater Indianapolis Firefighters

Indianapolis, IN · Charter 10732

Q2 1997

$29.7MAssets
$23.1MLoans
$26.7MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 3.62%, down 71 bps year over year.
  • Asset quality: problem loans at 2.09% of loans (+55 bps YoY).
  • Funding: loans stand at 86.59% of shares as of Q2 1997.

Return on Assets (quarter, annualized)

3.62%-71 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets4.37%4.10%4.33%4.13%4.05%3.99%3.62%-71 bps
Return on Equityn/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a17.80%21.77%20.90%n/a
Loan Growth (YoY)n/an/an/an/a23.23%18.69%15.33%n/a
Share Growth (YoY)n/an/an/an/a16.85%21.94%21.98%n/a
Asset Quality
Delinquent Loans / Loans0.82%1.09%1.53%2.02%2.15%2.43%2.09%+55 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/a
Allowance / Loans1.29%1.17%1.10%1.17%1.05%0.86%0.88%-22 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares81.83%87.55%91.59%94.78%86.30%85.22%86.59%-499 bps
Liquid Assets / Assets17.93%15.84%11.79%10.55%18.69%20.04%17.62%+583 bps