The New Haven Police and Municipal
New Haven, CT · Charter 10729 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.4MAssets
$1.7MLoans
$4.1MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets (rank 111 of 1683).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1654 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-2.64%
Rank 1,654 of 1,683
Net Interest Margin
4.37%
Rank 392 of 1,683
Efficiency Ratio
128.33%
Rank 1,654 of 1,682
Equity / Assets
24.24%
Rank 111 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.64% | 0.35% | 0.74% | 1.18% | Beats 2% | 1,654 / 1,683 | | |
| Return on Equity | -10.91% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,627 / 1,681 | | |
| Net Interest Margin | 4.37% | 3.31% | 3.82% | 4.32% | Beats 77% | 392 / 1,683 | | |
| Efficiency Ratio | 128.33% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,654 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.26% | 0.65% | 1.29% | Beats 48% | 874 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.24% | 10.44% | 12.89% | 16.53% | Beats 93% | 111 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.24% | 10.44% | 12.89% | 16.53% | Beats 93% | 111 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.14% | 52.61% | 69.38% | 83.50% | 13th pctl | 1,462 / 1,683 | | |
| Loans / Assets | 31.63% | 44.71% | 59.18% | 70.72% | 9th pctl | 1,528 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |