North Penn Colmar, PA · Charter 10720 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
$21.2M Assets
$5.4M Loans
$18.6M Shares
$2.7M Net Worth
Executive Summary Strongest standing: efficiency ratio outperforms 86% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 8 of 50). Widest gap: net interest margin trails 75% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 38 of 51). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
1.12%
Rank 11 of 51
Net Interest Margin
2.98%
Rank 38 of 51
Efficiency Ratio
64.21%
Rank 8 of 50
Equity / Assets
12.55%
Rank 26 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 1.12% -0.05% 0.48% 0.90% Beats 78% 11 / 51 Return on Equity 8.93% -0.58% 4.00% 6.90% Beats 84% 8 / 51 Net Interest Margin 2.98% 2.96% 3.44% 3.98% Beats 25% 38 / 51 Efficiency Ratio 64.21% 73.91% 81.87% 94.16% Beats 86% 8 / 50 Asset Quality Nonperforming Loans / Loans 0.67% 0.19% 0.96% 1.83% Beats 64% 19 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 12.55% 10.44% 12.55% 18.48% Beats 49% 26 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 12.55% 10.44% 12.55% 18.48% Beats 49% 26 / 51 Liquidity & Funding Loans / Deposits 28.84% 28.84% 50.95% 65.41% 24th pctl 39 / 51 Loans / Assets 25.21% 20.51% 39.58% 57.94% 27th pctl 37 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11