Los Angeles, CA · Charter 10648
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.67% | 0.14% | 3.45% | 0.39% | 2.24% | 2.04% | 2.94% | 1.87% | +148 bps | |
| Return on Equity | 26.58% | 1.39% | 31.05% | 3.79% | 21.02% | 16.76% | 26.08% | 16.96% | +1,317 bps | |
| Net Interest Margin | 3.52% | 0.16% | 4.14% | 1.45% | 3.12% | 2.93% | 3.58% | 2.73% | +128 bps | |
| Efficiency Ratio | 24.32% | 11.00% | 16.70% | 73.12% | 28.14% | 30.52% | 18.66% | 32.02% | -4,110 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.53% | -3.81% | -7.91% | -3.23% | -0.73% | 1.54% | 1.77% | -2.73% | +50 bps | |
| Loan Growth (YoY) | 45.64% | 14.10% | 20.56% | 17.90% | -3.77% | 9.84% | -1.24% | -5.02% | -2,293 bps | |
| Share Growth (YoY) | -5.80% | -5.50% | -10.08% | -4.70% | -2.01% | -0.93% | 0.88% | -3.93% | +76 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.28% | 0.17% | 0.00% | 0.00% | 1.36% | +108 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.06% | 1.20% | 1.14% | 1.11% | 1.10% | 1.09% | 1.15% | 1.17% | +6 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.03% | 9.92% | 11.11% | 10.30% | 10.67% | 12.19% | 11.27% | 11.02% | +72 bps | |
| Net Worth / Assets | 10.03% | 9.92% | 11.11% | 10.30% | 10.67% | 12.19% | 11.27% | 11.02% | +72 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 59.87% | 53.58% | 58.67% | 57.58% | 58.79% | 59.41% | 57.44% | 56.93% | -65 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |