Omaha, NE · Cert 10643 · Dundee Banco Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 2.0% share · #10 of 77 inst. · $0.8B of $42.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.59% | 1.03% | 1.16% | 1.50% | 1.70% | 1.75% | 1.66% | 1.74% | +24 bps | |
| Return on Equity | 6.47% | 11.87% | 13.97% | 17.69% | 19.64% | 20.84% | 18.94% | 18.99% | +129 bps | |
| Net Interest Margin | 3.11% | 3.29% | 3.42% | 3.60% | 3.75% | 3.89% | 3.49% | 3.71% | +11 bps | |
| Efficiency Ratio | 71.82% | 57.63% | 50.73% | 48.26% | 43.64% | 42.76% | 42.74% | 38.28% | -997 bps | |
| Non-Interest Burden | 2.15% | 1.74% | 1.52% | 1.56% | 1.45% | 1.55% | 1.35% | 1.29% | -26 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.84% | 11.40% | 20.91% | 23.67% | 23.27% | 27.95% | 20.67% | 23.91% | +24 bps | |
| Loan Growth (YoY) | 9.42% | 13.10% | 24.59% | 27.48% | 25.99% | 28.28% | 20.31% | 23.04% | -444 bps | |
| Deposit Growth (YoY) | 8.42% | 16.94% | 23.58% | 24.70% | 20.43% | 15.69% | 25.53% | 26.66% | +196 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.08% | 0.06% | 0.03% | 0.02% | 0.04% | 0.02% | 0.05% | 0.02% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | -0.01% | 0.01% | 0.00% | -0.15% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.36% | 1.37% | 1.37% | 1.36% | 1.35% | 1.28% | 1.27% | 1.25% | -11 bps | |
| Allowance Coverage of NPLs | 16.8x | 21.8x | 39.2x | 62.3x | 33.5x | 68.1x | 27.3x | 73.1x | +10.8x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.59% | 9.30% | 9.11% | 9.36% | 9.17% | 9.04% | 9.62% | 9.61% | +25 bps | |
| Total Risk-Based Capital | 9.59% | 9.30% | 9.11% | 9.36% | 9.17% | 9.04% | 9.62% | 9.61% | +25 bps | |
| Equity / Assets | 8.86% | 8.46% | 8.18% | 8.76% | 8.58% | 8.26% | 9.26% | 9.08% | +32 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 100.84% | 97.45% | 103.33% | 104.36% | 105.50% | 108.06% | 99.03% | 101.38% | -298 bps | |
| Liquid Assets / Assets | 1.71% | 0.92% | 0.93% | 1.00% | 0.50% | 0.37% | 0.55% | 0.48% | -52 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 611% | 655% | 581% | n/a | n/a | |