Cusa
Covington, LA · Charter 10640 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 3 branches
Q2 2026
$30.6MAssets
$20.7MLoans
$27.4MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 56% of credit unions under $1B in assets in LA (rank 26 of 57).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets in LA (rank 49 of 57).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.02%
Rank 49 of 57
Net Interest Margin
3.31%
Rank 45 of 57
Efficiency Ratio
86.50%
Rank 38 of 56
Equity / Assets
9.91%
Rank 49 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.02% | 0.18% | 0.61% | 1.03% | Beats 14% | 49 / 57 | |
| Return on Equity | -0.20% | 0.88% | 3.71% | 5.62% | Beats 14% | 49 / 57 | |
| Net Interest Margin | 3.31% | 3.51% | 3.94% | 4.60% | Beats 21% | 45 / 57 | |
| Efficiency Ratio | 86.50% | 76.49% | 84.29% | 92.65% | Beats 34% | 38 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.35% | 1.18% | 2.04% | Beats 56% | 26 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.91% | 11.86% | 15.46% | 23.44% | Beats 14% | 49 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.91% | 11.86% | 15.46% | 23.44% | Beats 14% | 49 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 75.64% | 55.77% | 71.07% | 79.18% | 67th pctl | 19 / 57 | |
| Loans / Assets | 67.89% | 44.60% | 59.45% | 67.17% | 81st pctl | 11 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |