PackageTrendsPeer
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Marquette Bank Rochester

Rochester, MN · Cert 10577

FDIC

Q2 1999

$223.2MAssets
$138.7MLoans
$171.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.28%, down 76 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 80.92% of deposits as of Q2 1999.

Return on Assets (YTD, annualized)

0.28%-76 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1997Q4 1997Q1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999YoY ΔTrend
Earnings
Return on Assets1.18%1.14%1.05%1.03%1.06%1.12%-1.19%0.28%-76 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)1.68%-0.50%4.81%3.18%3.45%7.11%0.10%8.35%+517 bps
Loan Growth (YoY)5.55%6.03%6.14%5.98%1.03%4.21%5.22%12.64%+666 bps
Deposit Growth (YoY)2.02%-0.17%1.76%1.74%1.57%7.70%0.75%-0.18%-192 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits68.71%67.85%69.07%71.71%68.34%65.65%72.14%80.92%+921 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a