PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Fleet Bank National Assn

Hartford, CT · Cert 10424

FDIC

Q1 1996

$6.8BAssets
$2.5BLoans
$5.7BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.32%, down 13 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 44.74% of deposits as of Q1 1996.

Return on Assets (YTD, annualized)

1.32%-13 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996YoY ΔTrend
Earnings
Return on Assets1.19%1.26%1.29%1.45%1.47%1.40%1.11%1.32%-13 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a-14.40%-20.49%-3.16%8.15%2.64%+1,704 bps
Loan Growth (YoY)n/an/an/a-3.30%-4.94%-3.68%-5.03%-14.85%-1,155 bps
Deposit Growth (YoY)n/an/an/a-5.40%-4.66%-4.97%-1.96%-0.04%+536 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits51.27%52.50%50.93%52.52%51.13%53.21%49.34%44.74%-778 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a