PackageTrendsPeer
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Estes Park Bank

Estes Park, CO · Cert 10411

FDIC

Q2 2000

$81.4MAssets
$49.5MLoans
$70.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.54%, down 51 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 70.03% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.54%-51 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets1.99%1.92%1.80%2.05%2.06%2.09%1.61%1.54%-51 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-0.72%4.15%2.55%2.24%16.24%3.86%-0.02%-0.87%-311 bps
Loan Growth (YoY)2.50%-0.45%-2.77%8.80%9.56%6.86%5.88%4.91%-389 bps
Deposit Growth (YoY)-1.62%3.56%2.11%1.77%17.26%1.76%-1.42%-4.65%-642 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits57.61%59.80%62.13%63.64%53.82%62.80%66.73%70.03%+638 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a