Kahului
Kahului, HI · Charter 10399 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$78.8MAssets
$26.9MLoans
$66.9MShares
$11.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of credit unions under $1B in assets (rank 264 of 1682).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets (rank 1607 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.25%
Rank 1,348 of 1,683
Net Interest Margin
2.57%
Rank 1,607 of 1,683
Efficiency Ratio
91.47%
Rank 1,425 of 1,682
Equity / Assets
13.90%
Rank 689 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.25% | 0.35% | 0.74% | 1.18% | Beats 20% | 1,348 / 1,683 | |
| Return on Equity | 1.81% | 2.67% | 5.89% | 8.74% | Beats 19% | 1,361 / 1,681 | |
| Net Interest Margin | 2.57% | 3.31% | 3.82% | 4.32% | Beats 5% | 1,607 / 1,683 | |
| Efficiency Ratio | 91.47% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,425 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.26% | 0.65% | 1.29% | Beats 84% | 264 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.90% | 10.44% | 12.89% | 16.53% | Beats 59% | 689 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.90% | 10.44% | 12.89% | 16.53% | Beats 59% | 689 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 40.19% | 52.61% | 69.38% | 83.50% | 11th pctl | 1,495 / 1,683 | |
| Loans / Assets | 34.12% | 44.71% | 59.18% | 70.72% | 12th pctl | 1,484 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |