Jackson County
Edna, TX · Charter 10324 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$9.0MAssets
$5.8MLoans
$8.1MShares
$874KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in TX (rank 19 of 235).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets in TX (rank 203 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.75%
Rank 98 of 235
Net Interest Margin
3.76%
Rank 131 of 235
Efficiency Ratio
80.98%
Rank 115 of 235
Equity / Assets
9.68%
Rank 203 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.17% | 0.57% | 1.10% | Beats 58% | 98 / 235 | |
| Return on Equity | 7.78% | 1.03% | 4.30% | 7.58% | Beats 76% | 57 / 235 | |
| Net Interest Margin | 3.76% | 3.32% | 3.89% | 4.35% | Beats 44% | 131 / 235 | |
| Efficiency Ratio | 80.98% | 70.60% | 82.00% | 91.57% | Beats 51% | 115 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.68% | 11.30% | 14.41% | 19.49% | Beats 14% | 203 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.68% | 11.30% | 14.41% | 19.49% | Beats 14% | 203 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 71.84% | 54.18% | 67.38% | 81.66% | 58th pctl | 98 / 235 | |
| Loans / Assets | 64.68% | 43.80% | 56.63% | 68.64% | 69th pctl | 72 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |