PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Worthen NB of Arkansas

Little Rock, AR · Cert 1032

FDIC

Q2 1997

$2.1BAssets
$634.2MLoans
$1.2BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.65%, down 48 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 52.40% of deposits as of Q2 1997.

Return on Assets (YTD, annualized)

0.65%-48 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997Q2 1997YoY ΔTrend
Earnings
Return on Assets1.62%1.43%1.06%1.13%1.18%1.24%0.73%0.65%-48 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-7.24%-1.02%-0.90%-2.61%3.71%1.60%29.13%35.88%+3,849 bps
Loan Growth (YoY)-1.45%-6.78%-10.83%-7.73%-11.01%-10.51%-9.59%-13.02%-529 bps
Deposit Growth (YoY)-10.79%-2.87%-6.29%-1.98%10.26%3.13%-0.04%-3.04%-105 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits63.38%60.39%59.43%58.42%51.15%52.40%53.75%52.40%-602 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a