Tayco Employees
South Shore, KY · Charter 10177 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 1 branch
Q2 2026
$1.9MAssets
$477KLoans
$830KShares
$1.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 1 of 16).
- Widest gap: return on assets trails 100% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 16 of 16).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-1.06%
Rank 16 of 16
Net Interest Margin
3.61%
Rank 8 of 16
Efficiency Ratio
77.78%
Rank 8 of 16
Equity / Assets
55.79%
Rank 1 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.06% | 0.26% | 0.64% | 1.04% | Beats 0% | 16 / 16 | |
| Return on Equity | -1.90% | 2.11% | 6.23% | 8.05% | Beats 6% | 15 / 16 | |
| Net Interest Margin | 3.61% | 3.27% | 3.61% | 4.55% | Beats 50% | 8 / 16 | |
| Efficiency Ratio | 77.78% | 73.53% | 78.18% | 86.56% | Beats 56% | 8 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 13.42% | 0.76% | 1.98% | 4.44% | Beats 6% | 16 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 55.79% | 11.13% | 12.88% | 16.82% | Beats 94% | 1 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 55.79% | 11.13% | 12.88% | 16.82% | Beats 94% | 1 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 57.47% | 50.42% | 58.02% | 68.47% | 44th pctl | 9 / 16 | |
| Loans / Assets | 25.35% | 44.10% | 51.06% | 58.46% | 0th pctl | 16 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |