OK
Bartlesville, OK · Charter 10158 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$26.4MAssets
$17.5MLoans
$22.1MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 75% of credit unions under $1B in assets (rank 425 of 1683).
- Widest gap: net interest margin trails 53% of credit unions under $1B in assets (rank 899 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.17%
Rank 425 of 1,683
Net Interest Margin
3.75%
Rank 899 of 1,683
Efficiency Ratio
69.13%
Rank 430 of 1,682
Equity / Assets
15.85%
Rank 466 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.35% | 0.74% | 1.18% | Beats 75% | 425 / 1,683 | |
| Return on Equity | 7.41% | 2.67% | 5.89% | 8.74% | Beats 65% | 596 / 1,681 | |
| Net Interest Margin | 3.75% | 3.31% | 3.82% | 4.32% | Beats 47% | 899 / 1,683 | |
| Efficiency Ratio | 69.13% | 68.91% | 78.20% | 86.93% | Beats 74% | 430 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.26% | 0.65% | 1.29% | Beats 53% | 787 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.85% | 10.44% | 12.89% | 16.53% | Beats 72% | 466 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.85% | 10.44% | 12.89% | 16.53% | Beats 72% | 466 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 79.24% | 52.61% | 69.38% | 83.50% | 68th pctl | 540 / 1,683 | |
| Loans / Assets | 66.32% | 44.71% | 59.18% | 70.72% | 65th pctl | 585 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |