PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hawkeye Bank of Cedar Rapids

Cedar Rapids, IA · Cert 10112

FDIC

Q2 1996

$220.7MAssets
$156.4MLoans
$191.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.28%, down 1 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 81.68% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

1.28%-1 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.02%1.14%1.43%1.29%1.38%1.30%1.05%1.28%-1 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a4.06%7.89%8.41%1.42%86.62%75.69%+6,780 bps
Loan Growth (YoY)n/an/a8.70%8.46%10.11%3.64%62.28%63.68%+5,522 bps
Deposit Growth (YoY)n/an/a2.45%6.82%7.04%2.94%92.59%75.79%+6,898 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits89.01%87.35%86.98%87.72%91.57%87.95%73.29%81.68%-604 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a